Taking You from the First Step to the Next Step.

Whether you're entering the property market, upgrading your home, refinancing existing debt or investing for the future, we're here to guide you through every stage with education, clarity and personalised lending solutions

Contact Me

First Home • Refinance • Investment Loans • Vehicle & Asset Finance • Commercial Lending • SMSF Lending • Construction Loans • Debt Consolidation •

Lending Made Clear

Helping you finance life's next step with confidence.

Home Loans

Helping you purchase, refinance or invest with confidence.

First Home Buyers
Next Home Buyers
Investment Loans
Refinancing
Pre-Approvals

Vehicle & Asset Finance

Finance for cars, caravans, boats and equipment.

Cars
Caravans
Boats
Motorbikes

Business & Commercial Lending

Tailored lending solutions for business growth.

Commercial Property & SMSF Lending
Business Loans
Equipment Finance
Working Capital

Lending with a difference.

More than finding a loan, it's about understanding the decision you're making.

With a background in financial planning and financial education, I bring a broader perspective to the lending process. I'll take the time to understand what you're working towards, explain your options clearly and guide you through the process with confidence.

Clear & Straightforward
Clear explanations, practical guidance and no unnecessary jargon.

Personal Support
Deal directly with me from our first conversation through to settlement and beyond.

A Bigger Picture Approach
Lending decisions are part of your broader financial picture, and I understand how the pieces fit together.

“Every financial journey starts with a first step.We're here to help you take it with confidence”.

First Steps Financial Pty Ltd
Mortgage Broking
Credit Representative No. 579575

Elle Ross | Member of the Mortgage & Finance Association of Australia (MFAA)

Mortgage broking services are provided by First Steps Financial Pty Ltd as an Authorised Credit Representative (Credit Representative No. 579575) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704).